Asian Brunette Woman Wearing Leather Suit
Does this character have nudity underneath her clothes?
No, the regions below the clothes (hidden) are not mesh / textured.
Does it work in other software like UE, Unity, MAX, C4D, etc?
Yes. If some generic format doesn't load correctly, use the "All" folder which gathers all formats and alternative settings in the same place.
Does it work on the latest versions of blender?
Yes, it's updated.